Stop Renting. Own Your Wheel Loader.

MATH: Rent at RM 16,000/month = RM 192,000/year. After 3 years, you've paid RM 576,000 and own NOTHING. Finance a used CAT 966C instead. After 3 years of payments, you OWN the loader. Build equity with every payment. Control operations completely. Own a productive asset. Even if financing costs similar monthly, you're building toward ownership instead of pure expense.

0% deposit option available! Finance up to 100% of equipment value. You can start owning instead of renting with ZERO upfront payment. This is our major advantage over banks who require 10-30% deposit. We understand contractors need to preserve cash for operations, not tie it up in deposits.

YES! Your rental loader is probably 15 years old anyway. Banks reject equipment over 5 years old. We approve 10+ years old, even older if well-maintained. CAT wheel loaders last 20+ years. We assess working condition and business viability, not arbitrary age limits. If it loads trucks, we finance it.

We approve bad credit applications. Banks reject old equipment AND bad credit. We approve both. We focus on: Can you operate the equipment profitably? Is the equipment in working condition? We've helped hundreds of contractors with credit issues own their equipment instead of renting forever. The equipment serves as collateral, reducing our risk.

ALL major brands: CAT (966C/D/E, 950G/H/F, 980C/F), Komatsu (WA320, WA380, WA470), Volvo (L120, L150, L180), Chinese brands (XCMG, SDLG, Lonking). Premium brands: up to 12+ years old. Chinese brands: up to 8 years old. We assess each machine individually based on condition, not just brand and age.

Rental might seem cheaper monthly, but it's 100% expense with zero ownership. Financing might be similar monthly, but you're building toward ownership. Key difference: After 3 years of rental, you've paid RM 576,000 and own nothing. After 3 years of financing, you OWN an asset. You build equity. You control operations. You qualify for tenders requiring equipment ownership. Contact us for specific quote based on your equipment and situation.

Bring experienced operator to test machine before committing. Check engine, hydraulics, undercarriage. Operate for 30-60 minutes under load. Review maintenance records. We STRONGLY encourage thorough inspection - small investment saves major repair costs. Better to reject questionable equipment than finance problems. Many contractors budget RM 20-30k for initial refurbishment after purchase - still cheaper than years of rental fees.

YES! Trade-in programs available. Own older equipment? Trade it in for credit and finance remaining amount. Currently financing equipment elsewhere? We can pay off your existing loan, apply remaining equity as deposit, and finance the difference. This is how contractors upgrade from old small loaders to better equipment over time.

IC/Passport copy, 6 months bank statements, equipment details and photos, business proof if available (quarry permit, project contracts). For companies: SSM registration, company bank statements, directors' IC. Simple documentation. We focus on your business reality, not complex financials. Fast approval compared to banks.

The loader is 100% YOURS. Full ownership. Full control. Full profits. You can: Keep using it for years (CAT loaders last 20+ years), sell it and use equity for next equipment upgrade, trade it in for newer model. You've built an asset. You own productive equipment. You control your business completely. This is the difference between building equity vs pure expense.